Flipkart EMI Calculator

Flipkart EMI Calculator is an essential tool for everyone who wants to make their high-value dream purchase from Flipkart in Easy Monthly Installments (EMI). With this easy-to-use EMI Calculator, you can check the monthly installment amount, Processing fees, Total interest payable amount, and the total cost of the product before purchase. The Flipkart EMI Calculator is the perfect financial assistant to help you budget big purchases.

Flipkart EMI Calculator

Flipkart EMI Calculator

Flipkart EMI Calculator

Calculate your monthly EMI payments for Flipkart purchases

Processing Fee:
  • 2 Months – 1.25% + GST
  • 3 Months – 1.25% + GST
  • 6 Months – 1.5% + GST
  • 9 Months – 2% + GST
  • 12 Months – 2% + GST
Summary
Payment Schedule
Visualization
Monthly EMI ₹0
Processing Fee + GST ₹0
First EMI Payment ₹0
Total Interest ₹0
Total Amount Payable ₹0
Payment # Due Date EMI Amount Principal Interest Balance
Note: The processing fee is charged upfront and included in the first EMI payment. GST is calculated at 18% on the processing fee. The calculator provides an estimate and actual EMI may vary based on bank policies.

What is Flipkart EMI Calculator?

The Flipkart EMI Calculator is a free online tool that instantly shows:

  • Your monthly installment amount
  • Total interest payable
  • Processing fees
  • Payment schedule (month-by-month breakdown)
  • Best tenure options (3-24 months)

How to Use Flipkart EMI Calculator?

  1. Check the Product price on Flipkart.
  2. Below the Product price, check “Flipkart EMI Product Eligibility” and Interest rate.
  3. Enter the Product Price, Interest Rate, Loan Tenure, & the current month.
  4. Finally, enter the “Calculate EMI” button.
  5. The Complete details will appear on the screen, including Monthly EMI, Processing fees, Total Interest, & Total Payable Amount.

Flipkart EMI Calculator Example

Let’s say you want to buy a ₹50,000 laptop:

TenureInterest RateMonthly EMITotal InterestTotal Cost
3 months0% (No Cost)₹16,667₹0₹50,000
6 months0% (No Cost)₹8,333₹0₹50,000
12 months14%₹4,487₹3,844₹53,844

Notice how No Cost EMI saves you ₹3,844! However, you need to pay the processing fee with your first EMI.

Benefits of Using Flipkart EMI Calculator

  1. Budget Planning: Know exactly how much will be deducted monthly from your account.
  2. Compare Options: Switch between tenures to find the cheapest EMI.
  3. Avoid Hidden Charges: See the total interest upfront—no surprises later.
  4. No Registration Needed: Use it freely without logging in.

Frequently Asked Questions

What is Flipkart EMI Calculator?

Flipkart EMI Calculator allows you to check the EMI amount for a product based on its price, interest rate, processing fee, and repayment tenure.

How is EMI calculated in Flipkart EMI?

On the EMI Calculator, enter the product price, interest rate, repayment tenure, and click on the Calculate EMI Button.

How to calculate EMI for 12 months?

Enter the product price, interest rate, and select tenure as 12 months to calculate EMI for 12 months.

Do I need to make a down payment to buy an item using Flipkart EMI facility?

No. You can place orders without making any down payment.

What rate of interest will be incurred while availing this Flipkart EMI?

The interest rate & the actual interest amount to be paid will be visible on the payments page of Flipkart when you are selecting your EMI plan.

What happens if I don’t pay my bill by the due date?

A penalty of 3%* of the outstanding due, levied on a monthly basis. The penalty will be calculated on the outstanding due as on the 5th of the month. *Charges are exclusive of applicable taxes

What is a Processing Fee?

A Processing Fee is a nominal one-time fee which is levied by the Financing Partner towards each Flipkart EMI loan, to cover the sanctioning and processing of the loan.. Details of Processing Fees will be contained in your monthly statement.

Final Verdict

The Flipkart EMI Calculator is a must-use tool for smart shoppers. Whether you’re buying a ₹10,000 smartwatch or a ₹1 lakh TV, it helps you to plan your monthly installments & other charges. For more loan/EMI guides, visit LoanCr.Com.

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