Terms & Conditions

1. Acceptance of Terms

By accessing or using LoanCr.Com (“Website”), you agree to comply with these Terms and Conditions (“Terms”). If you disagree, please discontinue use immediately.


2. Services Provided

LoanCr.Com operates as a loan comparison platform that:

✔ Compares loan products from partnered banks/NBFCs
✔ Provides EMI calculators and financial tools
✔ Offers educational loan-related content

We do not:

❌ Directly lend money
❌ Guarantee loan approvals
❌ Charge fees for comparisons


3. User Eligibility

To use our services, you must:

✔ Be at least 18 years old (or legal age in your jurisdiction)
✔ Provide accurate information during loan comparisons
✔ Not use the site for fraudulent or illegal purposes


4. Loan Application Process

  • All loan applications are subject to lender approval
  • LoanCr.Com is not responsible for:
    • Application rejections
    • Interest rates/fees charged by lenders
    • Disputes between you and lenders

5. Privacy Policy

Your data usage is governed by our Privacy Policy. By using this site, you consent to:

✔ Collection of personal data for loan comparisons
✔ Receiving promotional communications (opt-out available)


6. Intellectual Property

All content (text, graphics, tools) on LoanCr.Com is:

✔ Owned by or licensed to us
✔ Protected under copyright/trademark laws

Allowed: Personal, non-commercial use
Prohibited: Unauthorized copying, scraping, or redistribution


7. Third-Party Links

We may link to external websites. LoanCr.Com:

✔ Is not responsible for their content/policies
✔ Does not endorse all linked services


8. Limitation of Liability

LoanCr.Com shall not be liable for:

✔ Financial losses from using our information
✔ Technical errors or service interruptions
✔ Third-party actions/omissions


9. User Responsibilities

You agree to:

✔ Provide truthful information
✔ Not misuse calculators/tools
✔ Independently verify loan terms with lenders


10. Amendments

We reserve the right to modify these Terms. Continued use constitutes acceptance.


11. User Conduct

When using our website, you agree not to:

  • Post or transmit any harmful, threatening, or abusive content
  • Attempt to gain unauthorized access to the website
  • Violate any local, national, or international law

12. Governing Law

These Terms are governed by Indian law. Disputes shall be resolved in courts.


13. Contact Information

For questions:

📧 Email: contact@loancr.com
📞 Phone: +91-XXXXXXXXXX