When it comes to high-value personal loans with minimal paperwork, quick disbursal and simple eligibility criteria, Bajaj Finserv is one of India’s top choices. In 2025, the NBFC offers personal loans ₹40 thousands ₹50 Lakhs with flexible repayment options, making it ideal for salaried and self-employed individuals looking to manage large expenses.
If you’re urgently required instant cash up to 50 lakh rupees then Install Bajaj Finserv App and apply for personal loan with minimal documentation. In this article, we’ll explain the features, eligibility, interest rates, documents required, and the process to apply personal loan from Bajaj Finserv.
Bajaj Finserv Personal Loan: Key Highlights
With Bajaj Finserv App, you can apply Hight value personal loan online from your home. Check out a few highlight details.
| Feature | Details |
|---|---|
| 🏦 Loan Amount | ₹40K to ₹50L |
| 📅 Tenure | 12 to 96 months |
| 💸 Interest Rate | 10% to 31% P.A. |
| ⚡ Disbursal Time | Within 24 hours |
| ⚡ Quick Approval Time | 5 Munities |
| 📲 Application Mode | 100% Online |
| 💳 Processing Fees | Up to 3.93% of loan amount |
| 📝 Collateral Required | No |
| Official Link | App | Website |
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Eligibility Criteria
Anyone can apply for Bajaj Finserv Personal loan, but you need to meet the eligibility criteria and submit required documents to complete your application process. Check out the complete details below.
- Nationality: Indian
- Age: 21 Years to 80 Years*
- Employed with: Public,private, or MNC
- CIBIL Score: 685 or higher.
- Customer Profile: Self-employed or Salaried
Required Documents
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
How to Apply for Bajaj Finserv Personal Loan?
The Loan Applying process is really simple. Follow the steps below and apply online now.
Step #1: Visit Apply Online Link here or Download the App.
Step #2: Click on the “Apply” button and open the application form.
Step #3: Enter 10 digit mobile number and submit OTP.
Step #4: Fill in the application form with required details.
Step #5: Click on “Proceed” and headover to loan selection page.
Step #6: Enter Loan amount, you want to apply and select varient term, flexi term, and flexi hybrid term loan.
Step #7: Now choose the repayment tenure and hit the “Proceed” button.
Step #8: Complete your KYC and submit application.
Once your loan is approved. the amount will be transfered successfully in your bank account.
Frequently Asked Questions
24 hours after approval.
Yes, if you’re self-employed (submit ITR instead).
Call Customer Care: 1800-102-4222 or check the app.
Final Words
With flexible terms, fast disbursal, and zero collateral, the Bajaj Finserv Personal Loan up to ₹50 Lakhs is an excellent choice for those needing urgent or high-ticket funding. Whether you’re a salaried employee or self-employed, the loan adapts to your needs with tailored plans.
