Get a Personal Loan of up to 10 Lakhs from Flipkart. Need funds for weddings, travel, or other emergencies? Flipkart Personal Loan, powered by Axis Bank, offers quick, collateral-free loans from ₹50,000 to ₹10 lakh with a fully digital application. With just a few clicks, you can apply for a Personal Loan on Flipkart and receive the amount directly into your savings account once approved by Flipkart lending partners.
Need urgent funds for emergency expenses like marriage, education, home renovation, travel, medical bills, or daily needs? Apply for a Flipkart Personal Loan—no collateral required. Check out the detailed information now and apply.
Flipkart Personal Loan 2025
Flipkart, India’s leading e-commerce platform, now offers financial products through partnerships with banks, NBFCs, PSUs, and verified lenders under Flipkart Personal Loan. Enjoy instant disbursal with funds transferred directly to your savings account (up to ₹10 lakhs) at an interest rate of 10.99% and repay in 3-60 easy EMIs. Use the fund for any expenses, including marriage, education, home renovation, travel, medical needs, managing day-to-day expenses, etc.
| App Name | Flipkart |
| Category | Instant Loan |
| Loan Type | Personal Loan |
| Amount | Up to ₹10 Lakhs |
| Process | Online |
| Repayment Tenue | 3-60 Months |
| Required Credit Score | 600+ |
| Approval Type | Quick |
| Interest Rate | Starting from 10.99% |
| Disbursal Time | 60 mins |
| Required Documents | PAN & Aadhaar Card |
| App Link | Download |
Required Documents
To apply for a personal loan on Flipkart, you’ll need a few documents to verify and get the best loan offer. Here’s the list of required documents:
- PAN Card
- Aadhaar Card
- Bank Account Statements
- Bank Account Number & IFSC Code.
Eligibility Criteria
To apply for a Flipkart loan, you must:
- Be an Indian citizen
- Your age should be between 21–55 years old.
- Monthly income 20,000+
- CIBIL Score 600+
- Bank statements
- Have a valid PAN and Aadhaar card
- Have a bank account in your name
How to Apply for Flipkart Personal Loan?
Flipkart Personal Loan is a digital loan service that allows users to borrow money instantly through the Flipkart app. It is offered in partnership with licensed NBFCs and banks like Axis Bank, IDFC FIRST Bank, and others. The loan amount can be used for any personal purpose, not just for shopping on Flipkart. Applying Personal Loan on Flipkart is a very straightforward process. Follow the 4 simple steps below to apply now.
Step 1: Start Application
- Open Flipkart App → “Personal Loan” section
- Enter PAN & Date of Birth
Step 2: Complete KYC
- Verify via Aadhaar OTP (mobile must be linked to Aadhaar)
- Upload PAN card
Step 3: Set Up Auto-Repayment
- Provide bank account details (for E-NACH mandate)
- Choose EMI tenure (cannot be changed later)
Step 4: Receive Funds
- Approval in minutes
- Disbursal within 12 hours post Video KYC
💡 Pro Tip: Existing Axis Bank customers get longer tenures (up to 60 months).
Flipkart Personal Loan Interest Rates & Charges
- Interest: 10.99–24% p.a. (varies by profile)
- Processing Fee: 2% + 18% GST
- Late Payment Fee: As per the Lending partner policy
- Prepayment: Allowed (charges may apply)
Key Features of Flipkart Personal Loan
✅ Loan Amount: Up to ₹10 Lakh (based on eligibility)
✅ Instant Approval: Pre-approved offers for selected users
✅ Flexible Tenure: Repayment terms range from 3 to 60 months
✅ 100% Digital: No paperwork, everything is processed online
✅ Direct Bank Transfer: The Loan amount is credited to your bank account
✅ No Collateral: Unsecured personal loan – no security required
Customer Support
Flipkart Help Centre:
- You can reach out to Flipkart on “Help Centre” within the “My Accounts” section on the Flipkart App
Axis Bank:
- Call 1860-419-5555 or visit Axis Bank Support
Frequently Asked Questions
Flipkart Personal Loan is a digital loan service that allows users to borrow money instantly through the Flipkart app.
Flipkart personal loan interest rate starts from 10.99% and goes up to 26% P.A.
Flipkart charges 2% processing fee on processing personal loan + 18% GST on the processing fee amount.
Final Words
Flipkart Personal Loan is a great initiative that combines shopping and finance in one app. If you’re a regular Flipkart user and eligible for their loan offer, it’s a fast, convenient, and trustworthy way to borrow money. However, always read the fine print, understand your repayment responsibilities, and borrow only what you can repay comfortably.
Disclaimer: LoanCr.com is an informational platform. We do not provide loans or financial services. Please visit the official Flipkart app or partner bank for exact terms and conditions before applying.